PayPal / Legacy Corporate Bank FX vs Airwallex Global Business Account
Estimate what moving from PayPal / Legacy Corporate Bank FX to Airwallex Global Business Account costs over 12 to 36 months, including the one-time switch. Then remap your exported CSV headers.
Why teams look at this switch: 4% international FX conversion fees & cross-border merchant settlement delays
Cost calculator
Reference price ladder
Partly reference prices, checked 24 Oct 2026. Vendor list prices in USD, as published. Prices change and differ by region, tax and contract. Confirm on the vendor's page before you decide.
| Plan | Monthly billing | FX allowance | Above allowance |
|---|---|---|---|
| Explore | $19 | $0 | 0.5% |
Assumptions
- Current side is illustrative: $30/mo fees + 3.9% conversion spread (typical PayPal/bank retail FX).
- Airwallex: Explore plan fee assumed payable ($19, waived with qualifying balance) + 0.5% above interbank for major currencies (1% for others).
- No documented Airwallex weekend surcharge; the weekend share only affects sides that publish one.
CSV header mapper
Rename exported PayPal / Legacy Corporate Bank FX column headers to the names Airwallex Global Business Account expects. It runs in your browser. Only headers change and values are kept.
Renamed headers do not make a file import-ready. Compare the result with Airwallex Global Business Account's import template and create any custom fields there first.
| PayPal / Legacy Corporate Bank FX column | Airwallex Global Business Account column | Field type |
|---|---|---|
| Beneficiary_Name | recipient_name | Suggested |
| Bank_Country | country_code | Suggested |
| Account_IBAN | iban_or_acct | Suggested |
| Payment_Currency | currency | Suggested |
| Payment_Amount | transfer_amount | Suggested |
When moving to Airwallex Global Business Account makes sense
- Your main cost driver is 4% international FX conversion fees & cross-border merchant settlement delays, and your volume is past the break-even point above.
- Your team can finish the CSV import and onboarding within the switching budget you entered.
- You have checked that Airwallex Global Business Account's plan covers the integrations and compliance rules you need.
When staying on PayPal / Legacy Corporate Bank FX is the better call
- The one-time migration, re-integration or retraining cost is larger than 12 to 24 months of savings.
- You are inside a multi-year PayPal / Legacy Corporate Bank FX contract with early-termination fees.
- Your workflow relies on add-ons or features Airwallex Global Business Account does not support yet.
How the result changes with volume
Twelve-month totals at half, default and double volume, using the default pricing model and a $150 switching cost.
| Volume (Monthly Cross-Border Spend ($/€)) | PayPal / Legacy Corporate Bank FX | Airwallex Global Business Account | 12-month difference |
|---|---|---|---|
| 50% volume (12,500) | $518/mo | $82/mo | +$5,082 |
| Default volume (25,000) | $1,005/mo | $144/mo | +$10,182 |
| 200% volume (50,000) | $1,980/mo | $269/mo | +$20,382 |
Questions
How is the total cost of PayPal / Legacy Corporate Bank FX and Airwallex Global Business Account compared?
Each side's monthly cost is multiplied by the months in the horizon, and the one-time switching cost is added to Airwallex Global Business Account. At the default volume (Monthly Cross-Border Spend ($/€): 25,000), the model gives about $1,005 per month for PayPal / Legacy Corporate Bank FX and $144 per month for Airwallex Global Business Account.
How do PayPal / Legacy Corporate Bank FX CSV headers map to Airwallex Global Business Account?
The mapper renames PayPal / Legacy Corporate Bank FX columns (Beneficiary_Name, Bank_Country, Account_IBAN, Payment_Currency, Payment_Amount) to Airwallex Global Business Account columns (recipient_name, country_code, iban_or_acct, currency, transfer_amount) in your browser. Custom fields must exist in Airwallex Global Business Account before you import.
When should a company stay on PayPal / Legacy Corporate Bank FX?
Stay if the one-time switching, integration or contract-exit cost is larger than the savings over the horizon you care about. The calculator shows that case as a negative result.