Traditional Greek & EU Bank SWIFT Wires vs Revolut Business Multi-Currency
Estimate what moving from Traditional Greek & EU Bank SWIFT Wires to Revolut Business Multi-Currency costs over 12 to 36 months, including the one-time switch. Then remap your exported CSV headers.
Why teams look at this switch: SWIFT wire fees (€15–€45) and bank FX spreads vs Revolut Business plans with a monthly FX allowance (0.6% above it, +1% outside market hours)
Cost calculator
Reference price ladder
Partly reference prices, checked 24 Oct 2026. Vendor list prices in EUR, as published. Prices change and differ by region, tax and contract. Confirm on the vendor's page before you decide.
| Plan | Monthly billing | FX allowance | Above allowance |
|---|---|---|---|
| Basic | €10 | €1,000 | 0.6% |
| Grow | €35 | €15,000 | 0.6% |
| Scale | €125 | €60,000 | 0.6% |
Assumptions
- Bank side is an illustrative assumption: €10/mo account fee, 2.2% FX spread, €25 per SWIFT wire, one wire per €3,000.
- Revolut Business: cheapest of Basic / Grow / Scale; 0.6% above the plan's FX allowance; +1% for volume converted outside market hours (e.g. weekends); €5 per transfer beyond the plan's free transfers.
- Revolut prices are the Greek plan terms (from 22 Sep 2026); fees and allowances differ by country.
CSV header mapper
Rename exported Traditional Greek & EU Bank SWIFT Wires column headers to the names Revolut Business Multi-Currency expects. It runs in your browser. Only headers change and values are kept.
Renamed headers do not make a file import-ready. Compare the result with Revolut Business Multi-Currency's import template and create any custom fields there first.
| Traditional Greek & EU Bank SWIFT Wires column | Revolut Business Multi-Currency column | Field type |
|---|---|---|
| Supplier_Name | Name | Standard field |
| IBAN | IBAN | Standard field |
| BIC_SWIFT | BIC | Standard field |
| Invoice_Amount | Amount | Standard field |
| Currency | Currency | Standard field |
| Payment_Ref | Payment reference | Standard field |
When moving to Revolut Business Multi-Currency makes sense
- Your main cost driver is SWIFT wire fees (€15–€45) and bank FX spreads vs Revolut Business plans with a monthly FX allowance (0.6% above it, +1% outside market hours), and your volume is past the break-even point above.
- Your team can finish the CSV import and onboarding within the switching budget you entered.
- You have checked that Revolut Business Multi-Currency's plan covers the integrations and compliance rules you need.
When staying on Traditional Greek & EU Bank SWIFT Wires is the better call
- The one-time migration, re-integration or retraining cost is larger than 12 to 24 months of savings.
- You are inside a multi-year Traditional Greek & EU Bank SWIFT Wires contract with early-termination fees.
- Your workflow relies on add-ons or features Revolut Business Multi-Currency does not support yet.
How the result changes with volume
Twelve-month totals at half, default and double volume, using the default pricing model and a €150 switching cost.
| Volume (Monthly Cross-Border Wire Volume (€/$)) | Traditional Greek & EU Bank SWIFT Wires | Revolut Business Multi-Currency | 12-month difference |
|---|---|---|---|
| 50% volume (6,000) | €192/mo | €35/mo | +€1,734 |
| Default volume (12,000) | €374/mo | €35/mo | +€3,918 |
| 200% volume (24,000) | €738/mo | €104/mo | +€7,458 |
Questions
How is the total cost of Traditional Greek & EU Bank SWIFT Wires and Revolut Business Multi-Currency compared?
Each side's monthly cost is multiplied by the months in the horizon, and the one-time switching cost is added to Revolut Business Multi-Currency. At the default volume (Monthly Cross-Border Wire Volume (€/$): 12,000), the model gives about €374 per month for Traditional Greek & EU Bank SWIFT Wires and €35 per month for Revolut Business Multi-Currency.
How do Traditional Greek & EU Bank SWIFT Wires CSV headers map to Revolut Business Multi-Currency?
The mapper renames Traditional Greek & EU Bank SWIFT Wires columns (Supplier_Name, IBAN, BIC_SWIFT, Invoice_Amount, Currency, Payment_Ref) to Revolut Business Multi-Currency columns (Name, IBAN, BIC, Amount, Currency, Payment reference) in your browser. Custom fields must exist in Revolut Business Multi-Currency before you import.
When should a company stay on Traditional Greek & EU Bank SWIFT Wires?
Stay if the one-time switching, integration or contract-exit cost is larger than the savings over the horizon you care about. The calculator shows that case as a negative result.